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Credit and Lending Solutions

Serving the capital requirements of your business when you need it the most

Avail of a wide range of financing options:


  • Working Capital Finance

    We offer working capital in the form of cash credit, overdraft and short term loans. For merchant establishments we also offer a facility against credit card receivables (FCCR) in the form of a term loan or overdraft.

  • Term Loans

    We offer long term finance in the form of Term Loans for up to 10 years.

  • Trade Finance

    Our trade finance products include Letter of Credit, bank guarantees and buyer’s credit.

  • Export Finance

    We offer both pre-shipment and post-shipment finance in INR as well as foreign currencies.

  • Segmental and Structured Financing Options

    Our years of experience in this business have resulted in an expertise in certain segments. If your business is in any of these segments, you stand to gain from this expertise.

    • Agri Finance

      We offer a suite of products and services customised to the diverse needs of the agricultural industry’s value chain. This includes farmers, aggregators, processors, traders and exporters, located in non-metro towns across the country.

    • Commercial Vehicle Finance

      We offer easy finance for the purchase of equipment and vehicles for projects in various sectors like aviation, construction & development, civil & structural engineering - which includes erection, fabrication & maintenance, oil & gas exploration, agricultural irrigation, mining, material handling, pipeline laying, power including wind & energy, and infrastructure such as ports, roads, and railways.

  • Other Financing Facilities

    • Loan Against Property (LAP)

      Mortgage your fixed assets to fund your business requirements. This facility is available in the form of long term finance or an overdraft.

    • Lease Rental Discounting (LRD)

      Avail of a loan by leveraging on the future rents receivable on your property.

    • Instant Unsecured Overdraft Facility (Credit Access)

      Avail of an overdraft facility without collateral for up to Rs. 15 lakhs. This overdraft is offered based on the minimum average quarterly balance (AQB) maintained in your Current Account with us.

    • Unsecured Business Loan

      Benefit from our quick and hassle-free unsecured business loans, of up to Rs. 75 lakhs, with flexible repayment options.

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