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CALL US AT

18002666666

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Credit and Lending Solutions

Serving the capital requirements of your business when you need it the most

Avail of a wide range of financing options:


  • Working Capital Finance

    We offer working capital in the form of cash credit, overdraft and short term loans. For merchant establishments we also offer a facility against credit card receivables (FCCR) in the form of a term loan or overdraft.

  • Term Loans

    We offer long term finance in the form of Term Loans for up to 10 years.

  • Trade Finance

    Our trade finance products include Letter of Credit, bank guarantees and buyer’s credit.

  • Export Finance

    We offer both pre-shipment and post-shipment finance in INR as well as foreign currencies.

  • Segmental and Structured Financing Options

    Our years of experience in this business have resulted in an expertise in certain segments. If your business is in any of these segments, you stand to gain from this expertise.

    • Agri Finance

      We offer a suite of products and services customised to the diverse needs of the agricultural industry’s value chain. This includes farmers, aggregators, processors, traders and exporters, located in non-metro towns across the country.

    • Commercial Vehicle Finance

      We offer easy finance for the purchase of equipment and vehicles for projects in various sectors like aviation, construction & development, civil & structural engineering - which includes erection, fabrication & maintenance, oil & gas exploration, agricultural irrigation, mining, material handling, pipeline laying, power including wind & energy, and infrastructure such as ports, roads, and railways.

  • Other Financing Facilities

    • Loan Against Property (LAP)

      Mortgage your fixed assets to fund your business requirements. This facility is available in the form of long term finance or an overdraft.

    • Lease Rental Discounting (LRD)

      Avail of a loan by leveraging on the future rents receivable on your property.

    • Instant Unsecured Overdraft Facility (Credit Access)

      Avail of an overdraft facility without collateral for up to Rs. 15 lakhs. This overdraft is offered based on the minimum average quarterly balance (AQB) maintained in your Current Account with us.

    • Unsecured Business Loan

      Benefit from our quick and hassle-free unsecured business loans, of up to Rs. 75 lakhs, with flexible repayment options.

MOVE UP IN THE LEAGUE

we'd love for you to keep growing with us in privy league. here is a quick view of what is in store as you move up in the league.

  • Priority Service

    Across all Kotak Mahindra Bank branches

  • Free Access

    To all Visa ATMs Globally

  • Up to 25%

    Discount on locker rentals

  • Dedicated

    Relationship Manager

  • * Privy League Maxima Plan is available only in select locations

  • 8

    Number of family
    members & business
    accounts in a Group

  • Free Access

    To all VISA ATMs Globally

  • Up to 25%

    Discount on locker rentals

  • Zero

    Account Maintenance Charges

  • 10

    Number of family
    members & business
    accounts in a Group

  • *Free

    Issuance of Kotak
    World Travel Card

  • Preferential

    Tariff on mutual fund transactions

  • Up to 50%

    Discount on locker rentals

  • Complimentary

    Privy League Signature Debit card

  • Select Magazine

    Complimentary Subscription

  • *Conditions Apply

  • Any

    Number of family
    members in a Group

  • Complimentary

    Signature Debit & Credit Card

  • Upto 75%

    Discount on locker rentals

  • Dedicated

    Team of financial advisors
    and service associates

  • Golf^

    Access to more than
    2000 golf courses
    across the world

  • Select Magazine

    Complimentary Subscription

  • *Applicable only to individuals
    ^ Golf privileges applicable till 31st Mar'17

If you want to move up in the Privy League please contact your relationship manager for more details.