| 1. Savings Accounts |
Savings Accounts are traditionally designed to ensure that you receive the benefits of quick and convenient banking transactions. You can choose from a range of Savings Account products to best suit your requirements.
Features:
- Preferential rates
- Online Fund Transfer options
- Online payment of bills
- Convenience Banking benefits
- ActivMoney - A feature that sweeps surplus money in fixed denominations, from your Savings Account into a Term Deposit, so as to enable your money to earn more for you. As and when required, the money from the Term Deposit is swept back to your Savings Account to meet the necessary requirements based on the principle of Last-In First-Out (LIFO).
|
|
|
|
|
| 2. Loan Products* |
| |
As a Privy League member, you have access to wide range of loans along with quick processing and preferential treatment.
* Not all types of loans are available to NRIs. Please check with your Relationship Manager for further details.
|
|
|
|
| a. Personal Loans |
| |
You can avail Personal Loans up to INR 75 lakhs for any personal need or emergency. You can also enjoy flexible repayment options, as our loan tenures range from 12 - 60 months for salaried customers and 12- 36 months for self-employed and professionals. Our special pricing is coupled with the added convenience of service at your doorstep.
|
|
|
|
|
| b. Home Loans# |
| |
As a valued customer, you will not only enjoy preferred status, when it comes to taking a Home Loan but you can also avail other customized loans. Through our pre-approval facility basis the information you provide on your employment, income and assets, you receive a pre-approved sanction for your home loan, which ensures that you do not miss any opportunity that comes your way.
# Please get in touch with us for details on Home Loans available to NRIs.
|
|
|
|
| Credit Cards : |
| |
| 1. Kotak Trump Gold Card |
| |
| This is for salaried individuals and is the only card to offer 10% cash back on all dining and movie spends all year round. |
| |
|
|
| 2. Kotak Fortune Gold Card |
| |
| Designed for the enterprising businessman, this is the only card that offers Cash Withdrawal at no interest for up to 48 days. |
| |
|
|
| 3. Kotak League Platinum Card |
| |
| This card offers hassle-free auto-redemption of reward points without restriction to catalogues and no expiry of reward points. |
| |
|
|
| 4. Kotak Royale Signature Card |
| |
| Designed for those who follow the lifestyle of the rich and famous, Kotak Royale Signature Card offers exclusive benefits apart from the key feature of auto redemption of reward points. It recently got voted the Product of the year 2009 in the Credit Cards category. |
|
|
| |
| • We also provide facilities of EMI, Balance Transfer, Fuel Surcharge Waiver, Add-on Cards and Card Protection |
| |
| • As a Privy League member you get special prices and offers on each of the cards that you choose |
| |
| Want to know more? |
| |
